Fix-and-Flip Loans
What is a Fix-and-Flip Loan?
A fix-and-flip loan is a short-term real estate financing solution designed for investors who purchase properties, renovate them, and sell them for profit. These loans typically cover both the purchase price and renovation costs, providing investors with the capital needed to execute their investment strategy.
Common Uses
Property Acquisition
Purchasing distressed or below-market properties with renovation potential
Renovation Funding
Financing repairs, upgrades, and improvements to increase property value
Quick Turnaround Projects
Properties intended for resale within 6-12 months after renovation
Value-Add Strategy
Creating equity through strategic improvements and market positioning
Bridge Loans
What is a Bridge Loan?
A bridge loan is a short-term real estate financing solution that provides immediate capital while an investor secures permanent financing or prepares a property for sale. Bridge loans "bridge" the gap between an immediate need for funds and the availability of long-term financing, allowing investors to act quickly on opportunities.
Common Uses
Quick Property Acquisition
Securing properties quickly in competitive markets before permanent financing is arranged
Transition Financing
Temporary funding while waiting for long-term loan approval or property stabilization
Property Repositioning
Financing needed during property improvements before refinancing into permanent debt
Portfolio Expansion
Acquiring additional properties while existing properties are being sold or refinanced