Terms of Service

Agreement to Terms

By accessing or using the Zion Noah Capital website and services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

Use of Services

Our services are designed to connect real estate investors and business owners with appropriate financing solutions. By using our services, you agree to:

• Provide accurate, current, and complete information during the application process
• Maintain the security and confidentiality of your account credentials
• Notify us immediately of any unauthorized use of your account
• Use our services only for lawful purposes and in accordance with these Terms
• Not attempt to interfere with or disrupt our services or servers

Loan Brokerage Services

Zion Noah Capital acts as a loan broker and consultant. We do not directly provide loans or make lending decisions. Important points to understand:

• We connect borrowers with third-party lenders and financial institutions
• Pre-qualification does not guarantee loan approval or specific terms
• Final loan terms, rates, and approval are determined by the lender
• We may receive compensation from lenders for successful loan placements
• You are not obligated to proceed with any loan offer presented to you

No Guarantee of Approval

Submission of an application or pre-qualification form does not guarantee loan approval, specific loan terms, or interest rates. All lending decisions are made by third-party lenders based on their own underwriting criteria, which may include credit history, income verification, property evaluation, and other factors.

Intellectual Property

The content, features, and functionality of our website, including but not limited to text, graphics, logos, images, and software, are owned by Zion Noah Capital and are protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability or fitness for a particular purpose
• Warranties that our services will be uninterrupted, error-free, or secure
• Warranties regarding the accuracy, reliability, or completeness of information
• Warranties that defects will be corrected

Limitation of Liability

To the fullest extent permitted by applicable law, Zion Noah Capital shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, or goodwill, arising out of or related to your use of our services, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless Zion Noah Capital, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of our services, your violation of these Terms, or your violation of any rights of another party.

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Zion Noah Capital. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by your use of any such content, goods, or services available through third-party websites.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in New York County, New York.

Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our services after any revisions become effective, you agree to be bound by the revised terms.

Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions will remain in effect. The invalid or unenforceable provision will be deemed modified to the extent necessary to make it valid and enforceable while preserving its intent to the greatest extent possible.

Contact Information

If you have any questions about these Terms of Service, please contact us: